Commercial Property Loans: The difference between residential and commercial mortgages
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Commercial Property Loans: The difference between residential and commercial mortgages

Most commercial property loans today are made by commercial banks. A property is only considered a “commercial property” if it is other than a condo, a duplex, a triplex, or even a fourplex. Surprisingly, it doesn’t matter whether the property in question is if it’s owner-occupied. For instance, a loan on a non-owner-occupied duplex is...

Posted by July 19, 2017October 22, 2017
Commercial Real Estate Loan: Concerns heighten for commercial lenders
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Commercial Real Estate Loan: Concerns heighten for commercial lenders

Loan officers at U.S. banks reported tightening their lending standards for commercial real estate loans over the last year, the Federal Reserve said on Monday in a report that could heighten concerns about the outlook for commercial real estate. Officials at the U.S. central bank, including Boston Fed President Eric Rosengren, have warned that a...

Posted by July 19, 2017July 19, 2017
Commercial Bridge Loan of Whole Foods Deepens for Amazon
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Commercial Bridge Loan of Whole Foods Deepens for Amazon

A Commercial bridge loan for up to US$13.7 billion to back Amazon’s purchase of upscale grocer Whole Foods Markets, which is the second-largest US commercial bridge loan of this year, is stoking merger-related financing that has been stifled by prolonged uncertainty about the Trump administration’s policies. Even with Amazon’s 364-day loan, which is also the...

Posted by July 19, 2017July 19, 2017
Commercial bridge loan financing for mergers and acquisitions
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Commercial bridge loan financing for mergers and acquisitions

Commercial bridge loan financing Commercial bridge loan financing for mergers and acquisitions involves high stakes for lenders and borrowers. Understanding the structure, timing, terms and range of possibilities under a commercial bridge loan commitment is key to a successful financing negotiation and to analyzing the overall transaction economics. For corporations and private equity sponsors pursuing...

Posted by July 19, 2017July 19, 2017
Commercial Lending and Big Data
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Commercial Lending and Big Data

To benefit both the borrower and the lender, we must improve transparency and the loan process to protect and ascertain the true value of small businesses. In the United States, there are nearly 28.8 million small businesses, including franchises, which account for 48 percent of the private sector. While they serve as a backbone to...

Posted by July 19, 2017July 19, 2017
Commercial Mortgage Loan: Banks and Non-Bank Alternatives
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Commercial Mortgage Loan: Banks and Non-Bank Alternatives

If you have never borrowed money for your business before, you may be in for a surprise. Whether you want to borrow working capital to expand your business or leverage equity in a commercial real estate investment, you will shortly find out how commercial mortgage loan process is very different from the more common home...

Posted by July 19, 2017July 20, 2017
commercial financing: Who, what, when, where and why you should learn it
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commercial financing: Who, what, when, where and why you should learn it

If you ask yourself, “What is commercial financing?” How would you answer? You’d probably start generally: it’s the money you need to start and grow your business. But when you begin to narrow in on commercial financing, your head will begin to fill with questions.. When would I need commercial financing? What kinds of financing...

Posted by July 19, 2017July 20, 2017
Commercial Real Estate Loan in Texas: Refinance vs Acquisition loans
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Commercial Real Estate Loan in Texas: Refinance vs Acquisition loans

Refinancing a commercial real estate loan in Texas When the borrower refinances its existing loan, the refinance loan may be with the existing lender or a new lender. When the refinance is with the borrower’s existing lender, there may be less work leading up to the closing compared to a refinance of an existing loan...

Posted by July 16, 2017July 20, 2017
Commercial Real Estate In Florida and Zoning
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Commercial Real Estate In Florida and Zoning

Commercial Real Estate In Florida When a lender makes a mortgage loan to a borrower, the lender typically conducts extensive due diligence on the collateral offered to secure the loan. Because the real property is the primary collateral securing a mortgage loan, comprehensive due diligence of the real estate is essential in commercial real estate In...

Posted by July 15, 2017July 19, 2017