Construction Financing: Savings, Taxable vs. Non-Taxable Bonds
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Construction Financing: Savings, Taxable vs. Non-Taxable Bonds

When someone in the construction financing industry finds a way to build a better mousetrap, the reaction of owners, contractors and investors varies widely. Some contractors jump right in, while others take a more guarded approach, seeking to obtain higher costs using tried-and-true construction methods until time and experience proves the reliability or cost savings...

Posted by July 12, 2017July 12, 2017
Multifamily Lending: New regulations and risks of overbuilding
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Multifamily Lending: New regulations and risks of overbuilding

Bank lenders are making a lot more permanent loans on multifamily lending projects. Banks are looking to place money in stabilized properties and cash-flowing. These banks are lending to owners of stabilized apartment buildings even as they step away from funding new construction programs. New regulations and risks of overbuilding are driving many banks to...

Posted by July 12, 2017July 12, 2017
Commercial Investment Property Loans: Invest without emotion
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Commercial Investment Property Loans: Invest without emotion

Do you have a clear purpose when applying for commercial investment property loans? Do you have clear plan? Have you given much thought to it? For some of you it is obvious. For some it may not be. Let’s start out with a real life story of what can happen when you do not have...

Posted by July 11, 2017July 20, 2017
Commercial Real Estate Loan: Repayment term and scheduling
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Commercial Real Estate Loan: Repayment term and scheduling

What is a Commercial Real Estate Loan? Commercial real estate, as you might’ve guessed, is real estate that’s used only for business uses. So if you manage your small business through a office space or retail store, you’re working out of commercial real estate. If you are planning to purchase new or existing commercial properties,...

Posted by July 4, 2017July 20, 2017
Dodd Frank: How it’s repeal will effect small business lending.
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Dodd Frank: How it’s repeal will effect small business lending.

The Consumer Protection Act and Dodd Frank Wall Street Reform is a massive piece of financial reform legislation passed by the Obama administration in 2010 as a response to the financial crisis of 2008. Named after U.S. Senator Barney Frank and U.S. Representative Christopher J. Dodd, the act’s many provisions, spelled out over approximately 2,300...

Posted by July 3, 2017July 3, 2017
Small Business Loan: the top 10 States to get a loan in 2017
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Small Business Loan: the top 10 States to get a loan in 2017

Small businesses create more jobs than any other industry sector. In fact, over half of Americans either own their business or work for a small business, and two out of three jobs in the country every year are possible because of start-ups. Implementing any needed regulation at the federal level vs. a patchwork of state...

Posted by June 11, 2017June 22, 2017
Wholesale Commercial Lenders: Calculating Your Maximum Loan Amount
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Wholesale Commercial Lenders: Calculating Your Maximum Loan Amount

Who are wholesale commercial lenders? The landscape for commercial mortgage lending continues to evolve. From stated-income to owner-user, high loan to value to negative debt-service-coverage ratio, today’s commercial loan programs accommodate more borrowers and more unique lending scenarios than ever before. Wholesale commercial lenders are becoming more sophisticated and more demanding. Local banks, whose traditional...

Posted by June 4, 2017June 22, 2017
Commercial Mortgage Broker: Six Things You Need To Know
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Commercial Mortgage Broker: Six Things You Need To Know

What is a commercial mortgage broker? If you have ever thought about financing a commercial real estate property, the thought of using a commercial mortgage broker may have crossed your mind. Some property owners have debated using a broker based on the belief that it is more expensive to engage the service of a broker...

Posted by June 4, 2017June 25, 2017
Commercial Equity Loans: What Is Your Eligibility
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Commercial Equity Loans: What Is Your Eligibility

What are commercial equity loans? Do you own a commercial property in need of renovation? If the answer is yes, consider a commercial equity loan. This kind of loan helps borrowers renew and improve commercial real estate. For example, let’s suppose you find a run-down building on an ideal location. You need to refurbish it...

Posted by June 4, 2017June 25, 2017
Capital Loans: Selecting The Best For Your Small Business
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Capital Loans: Selecting The Best For Your Small Business

Most small businesses need some form of capital loans or financing at one time or another. They use these loans to handle short-term financial needs, such as paying vendors, starting a new project, or making payroll. Basically, the funds are used to run the business and grow. Capital loans & financing options Many small businesses...

Posted by June 4, 2017June 25, 2017