It’s common knowledge that you are likely to achieve a lower cost for a product or service, by cutting out as many “players” within the ecosystem as possible and eliminating all of the middlemen who markup said products and services for profit. Nevertheless, in some cases, a middleman might actually be your source for cost...
South Africa’s economy is under significant pressure and, for a number of reasons, there is little promise that this will change in the near future. In May this year, the International Monetary Fund (IMF) predicted only 1% growth in 2017, up 0.2 percentage points from their previous prediction of 0.8%. regardless the economic challenges that...
Take a look at loan origination for commercial real estate properties in New York City in the second quarter and you’ll find something unusual: The quarter’s biggest loans aren’t just big, they’re astronomically big. And the size of those loans appears to be masking what would otherwise look like a decline in NYC loan origination...
Banks could be forced to collect and report data on the small-business loans they approve and reject — including the ethnicity and gender of the business owners — under new rules being crafted by a federal consumer protection agency. Regulators and economist say the data could help identify whether lenders discriminate against minority- or women-owned...
If startup bug has bitten you, things can be both exciting and challenging for you. Though you might have come up with the best business idea, without the proper finance option, it might not be easy to give ‘wings’ to your business. Small businesses are often caught in a dilemma of which loan option to...
Commercial mortgage-backed securities have long been an inexpensive source of financing many borrowers used in the 2005-2007 era when issuance rose to over $400 billion in three short years. Nevertheless, after the market crash in 2008, other financing sources emerged as CMBS fell out of favor and many borrowers spent countless years working out troubled...
The commercial real estate market is strong in many areas of the country. Investing in commercial real estate is much different than residential real estate. Not only are there more variables than residentlial mortgages, but it is more difficult to get qualified for a commercial mortgage. If you are wondering how to qualify for a...
Commercial real estate capital stacks have become more complex in recent decades, allowing project sponsors and investors alike to fine-tune the level of risk they are tolerating, and get projects done that may not have been financeable in the past. One newer program, known as Property Assessed Clean Energy financing, is poised to seize a...
Six months into her tenure as head of the Small Business Administration, Linda McMahon sees a split among small business owners — they are increasingly optimistic, she says, but many are held back by their inability to get loans or find the right workers for jobs that are staying open. “Entrepreneurs are willing again to...
How Does Inventory Financing Work? Inventory financing is a form of asset based lending that allows you to leverage your inventory. This can help improve your company’s cash flow and provide funds to pay for business expenses, or to buy more inventory. This type of financing is useful if you are unable to get higher...
